Best Personal Loan Lenders 2022

Get the cash you need, fast from top personal loan lenders with lower interest rates, you can get the funds you need while saving thousands on payments. Compare top personal loans and lock in your rate today.


Trust Pilot 4.9/5


Check your rate in 5 minutes

APR: 3.22% - 35.99%
Loan Term: 36-60 mo.
Credit Score: Fair/Good/Excellent


Trust Pilot 4.7/5


Low fixed rates

APR: 7.46% - 35.97%
Loan Term: 24-84 mo.
Credit Score: Fair/Good/Excellent


Personal Loans between $100 and $15,000 as soon as tomorrow

Viva Loan

All Credit Types Accepted

APR: It varies depending on the lender
Loan Term: It varies depending on the lender
Credit Score: Bad/Fair/Good/Excellent


Trust Pilot 4.6/5


Free to use, no hidden fees

APR: 3.99% - 35.99%
Loan Term: 12-84 mo.
Credit Score: Fair/Good/Excellent


Trust Pilot 4.0/5

Sofi Loan

Prequalify for your rate in 2 minutes

APR: 7.99% - 23.43% (with all discounts)
Simple online application
Loan Term: 24-84 mo.
Credit Score: Good/Excellent
Rate discount with AutoPay

A Guide to Personal Loans: What You Should Know


When it comes to personal loans, you want to know what to look for and how to get the best deal. But how do you do that? Here’s a guide on what you need to know when looking for a personal loan.

What is a Loan

A loan is a financial instrument that allows someone to borrow money. A loan can be for a short or long term, and it can be repaid with interest. Loans are often available to people who are able to show proof of their ability to pay back the loan.

What is the Purpose of a Loan
The primary purpose of a loan is to provide emergency financial assistance to individuals in need. In some cases, loans may also be provided in order to purchase a vehicle or other necessary items.

How Much Does It Cost to Get a Loan
The cost of obtaining a loan varies depending on the amount you want to borrow and the terms of the loan agreement. Typically, loans are offered at fixed rates and there is always an annual percentage rate (APR) associated with each type of loan being taken out. The APR will also depend on your credit score and other factors related to your borrowing history.

How to Get a Loan

To apply for a loan, you first need to find a lender. Once you have found a lender, you will need to go through the application process and answer some questions. The most important things to remember when applying for a loan are your credit score and Loan Interest Rate. Your credit score is important because it determines whether or not you can borrow money at a lower interest rate. You also want to be sure that the terms of the loan are right for you. Your Loan Interest Rate is another important factor to consider when borrowed money is being considered. To get a good Loan Interest Rate, make sure you understand what the interest rates are on different types of loans and compare them against other available loans from different lenders.

Get a Loan from a lender
Once you have applied for and been approved for a loan by a lender, you will need to pay back the loan with interest over time. To do this, you will generally need to use your allocated funds plus any fees and taxes that were paid by the lender along with any required monthly payments that were made toward the balance of the loan. In order to receive payments from your loan in full each month, it is often helpful to set up automatic payments on your bank account so that all associated fees and taxes are automatically paid on behalf of the debt owed upon repayment of the loan. This will ensure that you are always on top of your debt repayments and that you avoid any surprises or financial problems down the road.


Getting a loan can be a fun and easy process. However, it's important to make sure that you're able to meet all the requirements of the loan. Apply for a loan from a lender or a financial institution that is best suited for your needs. By understanding the different types of loans and how they work, you'll be able to get the best deal possible.